Unionbank instapay not received reddit . It was for payment sana sa creditcard. Copy URL. com serves over 80 million customers today, with the world’s fastest growing crypto app, along with the Crypto. Experienced the same last year but between BDO and Unionbank couple of months back. hindi nag match yung account name and account number sa side ni UnionBank, babalik dapat yun sa account mo. Gaming. Transferred 5500php from Maya Savings to Gcash using Instapay but no cash was received on the Gcash account where I sent it. Still didn't receive any funds as of the moment. If you're new, 100% of the time you'll get blocked via resending a code which approximately get sent to you 50 minutes late even with high bars/ high internet connection. General Investing Paid Unionbank CC bill thru BPI app instapay not reflected yet comments. They do have Instapay too though, for a fee. We already had 4 successful transactions before (amounting to atleast 20-50k) and today I just sent 50k from gotyme and 2k from gcash (due to Instapay limit) and she replied after 8 hours, apologized for not replying and told me that she did not received any transfers. I transferred 6000 pesos to my Robinsons bank debit account using pesonet last Sep 26. Til now wala pa yung card. This is not the first time it happened. Last week ganyan rin sa UnionBank, instapay naman, umabot ng limang araw bago pumasok sa ibang account. I paid another 100 pesos after migration to see if payment processing was already back to normal Unionbank Has a good app and rewards system, good cards, and free cash in to maya and pdax (?) Minimum amount to accrue interest is 10K Instapay fees are ₱15 iirc but withdrawing Transfer to another bank > instapay (select unionbank of the ph) > transfer using acct# (i used my virtual cc # since i dont have my physical card yet) I made a payment on Mar 1 via BPI and Not real time mag reflect ang payment from online and even sa over-the-counter. I'll try to call them tomorrow to check the status Just found out that we can pay our credit cards through InstaPay or PESONet Robinsons Bank - InstaPay only - 2 days posting Crypto. From UB to Gcash mas mahal di ba? nasa P25 ang fee? Pag cashin naman sa Hi. There will be forty (40) winners of P50,000 in Skip to main content CIMB’s instapay can transfer 500k in a day, pero 10 times ka magtransfer. UnionBank is continuing its policy of waiving all fees for InstaPay fund transfers on transactions up to P1,000 made through the UnionBank Online app. I'm feeling so frustrated and angry. Learn more about our updated privacy and cookie policy here. BSP should investigate delays in instapay transactions since we're paying for the expected instant Reddit's home for tax geeks and taxpayers! News, discussion, policy, and law relating to any tax - U. Should be reverted back to your account at most a week. Hi. The IRS is experiencing significant and extended delays in processing - everything. but afaik Unionbank has an account which allows you to convert peso to Used to receive directly to my Wise account, but I am about to switch over to asking clients to send via Wise to my dollar account in Unionbank because of the new monthly limit. com" Reddit iOS Reddit Android Reddit Premium About Reddit Advertise Blog Careers Press. I’ve read similar posts before that if Check, and if successful you have that account saved and you're sure Instapay is working and you've entered the correct account number. so i Hi! My cc application got approved by Unionbank last Aug 2 but until now hindi ko pa rin narereceive yung physical card. Or check it out in the app stores Instapay transfer not being posted . I initially thought banks are shouldering the fees, kaya medyo nalito ako. Unionbank InstaPay unsuccessful upvote Thank you for the trust, and we want to keep it that way. I then tested another 5k to RCBC via instapay, na-send din naman. Viber. Wait mo nalang yung turnaround time, if lagpas na, then ipa escalate mo. How many days kaya bago magreflect? I need pa naman the cl for my groceries. i pay dfa for my passpot appointment thru gcash i scan the QR but it just processing and i click. bsp. Deciding between Play Everyday, Lazada, and go Rewards. , Ortigas Center, Pasig City, Philippines Union Bank of the Philippines is regulated by the Bangko Sentral ng Pilipinas https://www. Is this possible? and what should I do with this card haha I activated it pero wala talaga sa app. Nagtransfer ako ng pera from Unionbank to Maya para magbayad sana sa Maya credit ko. The CS agent will escalate it to the manager when the BSP is involved. ly/DownloadUnionBankOnline Was your account debited but the recipient failed to receive the money when you used InstaPay transfer during an InstaPay maintenance or downtime? I’m sure you’re worried UnionBank Plaza Bldg. So last Saturday, I cashed-in on my gcash account via UnionBank. If mali lang yung number, ie. If your post is about Credit Cards, we invite you to join r/swipebuddies, our community dedicated to topics about Credit Cards. Ang problema hindi sya nagrereflect until this day. I paid my CC balance last March 27, 2024 via Instapay (thru Seaback) but the payment is not yet reflecting. Or check it out in the app stores Kakatransfer ko lang kanina from Unionbank to another bank via Instapay. Only other way you can receive this the same you are thinking of other banks. Na deduct sa UB at di nagreflect sa Maya keso "not received reply from instapay" This is not acceptable consumer assistance per BSP, and even if it's not the bank who stole your money, they slap the bank for poor service. This transaction is done past 11pm last night. What should I do? Get the Reddit app Scan this QR code to download the app now. If not, you can try pesonet transfer but next banking day na ma receive. comment sorted by Best Top New Controversial Q&A Add a Comment. By using this method, hindi nacocompromise ung sim ko sa tuwing umaalis and Hello ^^ I just paid my full statement balance and today po yung SOA every 2nd of the month. Or check it out in the app stores How to pay my Unionbank CC using InstaPay if wala akong UB account? Can I use GCash Virtual AMEX Card Account Number to receive payment online? upvote r/PHCreditCards. Anyone experienced fund transfer interbank via Instapay tapos di pumasok sa account? Last night I transferred money from BDO to UB, to my surprise walang pumasok na pera. Per experience, if its INSTAPAY and the account exists, then the transaction will push through even if the account name and number do not match. These funds are supposed to pay my bills, but they are still on Get the Reddit app Scan this QR code to download the app now. View community ranking In the Top 5% of largest communities on Reddit. I always use gcash pa naman. Still no money received. ITS NOT INSTANT, KAYA SCHEDULE YOUR MONEY TRANSFER ACCORDINGLY Why not just use instapay. So ako na hindi makapaghintay na makita ang mga features ng UB App sa credit cards, kumuha ako ng UB Gold Visa CC. Posted by u/sbbb1004 - 1 vote and 6 comments Get the Reddit app Scan this QR code to download the app now. kung Instapay yung ginamit mo, the funds should be credited to your GCash wallet real time. The first 2, 5k transfers failed and was not received on her BPI account but was deducted from mine. I don’t think there’s any reason for alarm though as it may just take a bit longer and I will just continue waiting. Unionbank EON has free Instapay transfers, check deposit via UB app I did read somewhere BancNet forced unionbank to start charging fees. Reply reply More replies. Or check it out in the app stores I transferred money from unionbank to cimb via instapay. So just to clarify, Security Bank can only receive money from other participating banks, not send money? UnionBank CC Payment not yet reflecting . I am a bot, and this action was performed i pay dfa for my passpot appointment thru gcash i scan the QR but it just processing and i click. This is via my BPI savings. Does anyone know how to fix this? I just recently got approved for Plat MC and received the card this saturday. Use PESONet as CIMB doesn't support Instapay. pay I didnt able received the receipt because suddenly gone, then i check my gcash wallet my money was deducted but no transaction history,no email no text messages, dfa online was not successful paid too but my miney was deducted on my gcash i dont know what happened ,i Get the Reddit app Scan this QR code to download the app now transactions made past 3pm on that day will be received by the next business day by 11PM. Get the Reddit app Scan this QR code to download the app now Recipient did not receive fund transfer from land bank to gcash . The payment transfer is reflected on the UnionBank app almost real time and Also, take advantage of 10 pesos instapay ni Unionbank. It's been days but I don't received my money on my Rbank acct, I would just like to express my dismay to Unionbank. The annoying thing about this bank is hindi nila iniindicate if the transfer used was Instapay or Pesonet. Being a depositor is not a guarantee. Or check it out in the app stores BPI didn’t receive the money in the first place. The thing is, I have savings account from traditional and digital banks so I'm not quite sure if I really need one more. Yesterday, my husband sent 10k from his UB to my BDO account. , Ortigas Center, Pasig City, Philippines Get the Reddit app Scan this QR code to download the app now. When my brother made a BPI to Landbank fund transfer with my sister's name but my account number, I still received the money. So nag proceed ako sending small amount (1k and 500) sa other banks ko. BPI told me that wala pa daw pending transactions from Instapay na under ng name ko and sabihan ko daw sa Metrobank na sila magcheck ng status ng transaction. CIMB for higher interest rate, free ATM withdrawals but bills payment is not as extensive as UB's. UNIONBANK Instapay error? Sainyo. Has anyone here ever experienced this issue? I already called Eastwest CS and was told to wait maximum of 3-5 days to get an update of the investigation or check my accounts from time to time. Ano po kayang bank ang may online banking na free of charge to transfer money in gcash and vice versa. Didn’t hear from them. Mine was Unionbank to I was gonna buy some USDT on Binance P2P last night and already sent the funds with UnionBank app via InstaPay. Terms & Policies Though I abuse my free InstaPay with BPI so I don't feel this. while this is the case, nakita ko din Get the Reddit app Scan this QR code to download the app now. Nag p2p ako sa binance not sure baka related dito. Get the Reddit app Scan this QR code to download the app now Unionbank Instapay to Gcash - not received by recipient, although deducted from UB account already. You may also check po Shopeepay, hindi ko lang kasi ginagamit. Hindi ko lang inexpect na pati sa pnb rin. Hassle lang din talaga. I created my union bank online and it's stated I have a maximum of 200,000 online transfer. Learn more here! I've experienced many times non-posting/crediting issue, not only with GCash but also with other banls. com find submissions from "example. Transfer funds from your BPI account to other local banks. Receiving this amount daily consecutively and not reporting it doesn't look too good on your record. From BDO to MAYA naman. I think the way it's setup is that UB online has a set of 500k daily limit, but using instapay, you can only transact at Does anyone have any issues with Wise and Unionbank lately? My payment has been sent sunday morning and still hasnt arrived in my Unionbank account even if status in Wise app and email is received. so i use seabank instead. Hi, please give me some insights on what to do or idea with what situation i'm in. (di pa dumadating) Question po, kasi nag replenish na ung CL ko. Ganito ba usually with UnionBank? Im really new to banking and paying using bank transfers. Unionbank has unlimited transfers at a 10 peso fee, 50k instapay. First when I transferred 20,000 from Gcash to BPI, the another one when I transferred 50,000 from BPI to PSBank. Just do that when the bank does not respond or you think it's not being acted on properly. All the details are 100% correct since I made him For instaPay, you will receive the funds instantly. On top of what most comments are saying (fees, features, etc. I know, I should've used instapay since cheaper nman singil sa UB, pero I have dollar/euro and peso account in unionbank, and they never offered me a CC, i had to apply for it. Regardless of the option above, normally every banks would reconcile all transaction kinabukasan, around 3pm onwards. You For Filipinos interested in stocks, bonds, mutual funds, ETFs, forex, crypto, banking, business, insurance, and any other topic related to investing money, making money, or growing money UnionBank Gold Visa received finally! Unionbank I finally received my UB Gold Visa Credit Card! Thank you UB for the generous credit limit, my first 6-digit CL and 2. If you transfer before 9am, your recipient will get the funds by 3pm same day. Go to CasualPH r/CasualPH • by Ok_Vacation_7897. Did someone paid their unionbank cc thru seabank. I have some CC already so i didn’t mind, 3 years later they called, offer me lesser CC type than other banks. Sincerely, Lorielle Almojuela UnionBank Customer Service Last time rin ganyan naman akin unionbank. The payment transfer is reflected on the UnionBank app almost real time and Unionbank for me is the most annoying bank ever. Or check it out in the app stores Home; Popular; TOPICS. Ni-let go ko na kasi 24 votes, 47 comments. If the indicated cut-off periods are accurate, I should’ve received the funds already by 4 PM or so. Same goes to manager, they have no clue. Na successfully received ng destination account Tuesday morning na po. Pesonet Get the Reddit app Scan this QR code to download the app now. Manghuhula ka pa! I tried to transfer some funds from Unobank to BDO and you would think na Instapay gagamitin diba? They used Pesonet instead hayy. Usually if over-the-counter 3-4 days mag rereflect yan but within the day ang posting, so it means if today ka Unionbank—best mobile banking app so far, less instapay fees (Php10) BDO—ease of access for ATM withdrawals, tapos open mall branches kapag holiday; as far I can remember, spent 2. Nagtaka ako kasi before kahit weekend ako magpasa, within the next As a phone banker(not w CiMB though), whenever we do outbound calls, we are instructed not to get any PII(Personal Identifiable Information) from customers for their security and safety. Reason is first, I just really want to have a UnionBank account, like ang cool lang talaga. Is this normal? If so, mga gano katagal siya bago magshow up sa app after activation? Thank you! 😊 Transfer to another bank > instapay (select unionbank of the ph) > transfer using acct# (i used my virtual cc # since i dont have my physical card yet) I made a payment on Mar 1 via BPI and it has not posted yet. Now when i tried, wala na si unionbank sa list of banks when kahapon nandun pa. on your Maya transaction history matches the last 6 digits of the "Invoice number or Reference number" on the recipient bank's transaction details. hi! badly need funds for an emergency, may workaround ba? gusto ko sana lagyan ng laman ang gcash ko using my ub cc thank you for your help # Asked this in random discussion as well. I'll try to call them tomorrow to check the status Get the Reddit app Scan this QR code to download the app now. UnionBank Hi. I transferred from BDO to Unionbank and when UnionBank Plaza Bldg. I activated the card via app, and successful naman. Another, deposit ka kay BPI thru CAM then cashin kay Gcash then send to other banks (15 peso fee). Called their csr and said na may issue daw talaga from seabank to unionbank. Thank you! Get the Reddit app Scan this QR code to download the app now. OTP takes time before you receive it. Now I found out that the transaction shows in my account sa web app (amount deducted from balance) but not in the mobile app. I have a savings acc sa UB so I already have an existing UB account na. Whether you're seeking advice, sharing experiences, or looking for tips and hacks to conquer the challenges of adulthood, you've come to the right place. More often than not, mas prone sa timeout issue si GCash compared kay BPI. The money was debited from me but did not reflect to the GCash account. this is my first card so i did not bother calling cs nung Aboitiz-led Union Bank of the Philippines (UnionBank) is waiving fees for InstaPay fund transfers up to P1,000 this holiday season. It's not to say that it's very good I would die for, but that every other bank app is literal shit. While our remittance team credits an account same day a credit notice is received, we suggest to coordinate with the transacting bank (local partner bank) to further locate funds if still uncredited to your account. I received a confirmation text from UB saying that my transfer was successful. UnionBank fund transfer via InstaPay not credited to destination bank but debited upvote But ever since, I couldn't send Instapay Transfers (Savings Account) to any bank! Kahit BDO to BDO, or BDO to my other banks, it just wouldn't work. Or check it out in the app stores When you transfer using instapay using any bank app, you can input the wrong Hello! This is the global dual-language Reddit home of the country Vietnam. It was supposedly for delivery by Entrego pero lagi delivery Posted by u/sbbb1004 - 1 vote and 6 comments EDIT: Don't use UnionBank! Unfortunately, 2nd month ko na to pero based on that timeframe, puro suffering lang naexperience ko sa Wise to UB, and other stuff like maintenance, minsan Get the Reddit app Scan this QR code to download the app now. I paid another 100 pesos after migration to see if payment processing was already back to normal but unfortunately, that payment is yet to be posted as well. UPDATE: Friday na send yung funds 2am. com is the best place to buy, sell, and pay with crypto. com Visa Card — the world’s most widely available crypto card, use the following search parameters to narrow your results: subreddit:subreddit find submissions in "subreddit" author:username find submissions by "username" site:example. Reply reply BPI to Unionbank Instapay Transfer I LIKE PESONET WHILE USING UNIONBANK APP ITS FREE. cash in - unionbank cc to gcash . I tried sending 10 pesos again and she told me she didn't receive it as well. It focuses on High Earners, defined as individuals in the top 10% income bracket (earning over $146,000 pre-tax hi! sorry for the late reply. Get the Reddit app Scan this QR code to download the app now transactions made past 3pm on that day will be received by the next business day by 11PM. Unionbank Has a good app and rewards system, good cards, and free cash in to maya and pdax (?) Minimum amount to accrue interest is 10K Instapay fees are ₱15 iirc but withdrawing money is going to be a hassle kase wala masyado atm nila dito. Or check it out in the app stores Update: Di na bumalik. Or check it out in the app stores Recently ko lang nabasa na you can pay Pag-Ibig Contribution via Instapay. Anyone experienced problems with BPI bank transfer via Instapay to BDO and di pumasok? Kanina ko lang sya nalaman nung nagmessage yun landlord na walang laman yun post dated cheque. **The InstaPay transfer fee is Php 25 per transaction and Php 50 for PESONet. Normally, I would get the payment after 3 hours max even if it’s sent during the weekends. You can check it sa Pag-ibig Payment Facility, and under ng Digital (Mobile/Internet) section. I like BPI for ease of cash-ins to GCash (but then you can also cash-in using UnionBank). Or check it out in the app stores Received sms that it was approved last May 5. I've just used the BDO Online app to pay my CC. Nabawasan laman ng UB ko pero hindi nag transfer sa cimb. 5 times my prev. Oh! In my previous experience din na paying via Instapay ay nagrereflect naman agad within 20mins. I’m experiencing this now. RCBC For Filipinos interested in stocks, bonds, mutual funds, ETFs, forex, crypto, banking, business, insurance, and any other topic related to investing money, making money, or growing money in the Philippines. Thank you. Tapos yung status ng transaction naging under review due to "no response from instapay" deducted na sya sa UB acct ko pero wala naman ako na receive sa Maya. Credting is done in batches so if you made the transfer before 9am, it should be received around 12nn. So I just transferred 50k Php from my Eastwest Savings Account to my BPI Savings but it’s not reflecting/ wasn’t received. So if you aren't using one, then it's worth a try. Unionbank InstaPay unsuccessful Meron na po ba ditong nakaexperience na mag-bank transfer from UB to another bank, and nag-unsuccessful (in my case due to maintenence daw) pero nadeduct yung amount sa balance? Yes. Or check it out in the app stores I transfer to my Pag-Ibig loyalty card account which is tied to UnionBank. I didn’t receive any message or email confirmation of my payment to my UB cc thru UB savings account. Madalas yan sa mga ka work ko mangyari. Apparently BSP wants issues escalated with the concerned institution first before making a move. I transferred money from my UB savings to my BPI savings yesterday. Community reminder: If your post is about finding the "Best Digital Bank" or you want to know the current features and interest rates of all Digital Savings accounts, we highly suggest you visit Lemoneyd. I thought it was just lagging, but hours passed already. Usually i-link ko, then transfer the amount (may OTP ka matatanggap to approve the transfer), then unlink again (for safety narin). Or check it out in the app stores If urgent, you can use transfer via instapay, or link the account. 2 . We tried calling UB about it but their answer is so vague. Mejo mabilis kilos nila kasi paulit ulit ko tinawagan at Only supports local transactions - you cant receive money abroad; fund/receive money from crypto related transactions Does not offer a credit card - you wont be able to build a credit score Does not have its own ATM machines - some ATM charges a withdrawal fee if youre not using their card All cons of ING is a pro of Unionbank Unionbank sucks no. Next time you transfer to that account, if Instapay is down, at least you know that it was the correct It took around 2 days to get credited back to my BPI account. Sa website it also shows approved. A subreddit for everything about credit cards in the Good Day! I need tips on how makaka save. Don't spam cc-ing BSP though. gov. Had to transfer more than a hundred thousand to another bank, upon reading the rules. Pero instapay rin gamit ko nun. ng asawa ko. I am seeking help about a transaction i made that was not received and was not credited. I did send an email to BDO pero wala pang response 🥲 Normally pag ganyan, dun na sa Receiving ang may issue (sa case mo is si GCash). Pero kay unionbank kase need mo mag email ng concern mo para mabalik nila. Good day, i transfered money from landbank mobile banking to gcash but I didn't received the money yet but I only received a What is InstaPay? InstaPay is an interbank funds transfer service under the National Retail Payment System (NRPS) of the Bangko Sentral ng Pilipinas (BSP) which allows clients to electronically transfer funds up to P50,000, between their account and other accounts in participating banks and e-wallets in the Philippines, anytime, anywhere. Transaction was done last Friday, January 12, 2024. Hello po for UnionBank users. corner Onyx St. I use landbank kc for my payroll account and it started to have transaction fees of 25php in Instapay and 15php in pesonet. But, yung payment ko 2 days na wala pa rin payment confirmation from UB and not yet reflected pa. Not a good advise though pero try mo call attention nila to other social media platforms not just reddit malay natin baka Posted by Mummy Ninja August 10, 2019 August 10, 2019 7 Comments on InstaPay Not Received, Delayed and Timed Out. r/phinvest. Their online app is bullshit it's not managed well. the amount you want to receive through the QR. Transfer to another bank > instapay (select unionbank of the ph) > transfer using acct# (i used my virtual cc # since i dont have my physical card yet) I made a payment on Mar 1 via BPI and it has not posted yet. Hii— quick question!! Anyone experienced a delay in transfer from Unionbank to BPI via Instapay QR? Transferred money last night (around 12mn) and it says real time credit but money wasn’t received til now. r/AusHENRY is an Australian counterpart to r/HENRYfinance, aligned with the Financial Independence Retire Early (FIRE) movement. It has a 3:00PM cut-off though, and you can only transfer during weekdays/non-holidays. guess Filed report sa unionbank app- create a ticket and was given reference number. I did not bother to check yun BDO kasi never naman ako nagkaproblem until now. After several tries of UB app's Oh No! message, I finally was able to get through and confirm the transfer. Valheim; Genshin Impact; Minecraft; Unionbank Rewards Not Received UnionBank Hi all! It's been a month since Entrego allegedly "tried" to deliver my physical card ng UB Rewards. For PesoNet, there's a 3PM cut-off. Discussion Hi guys, anybody encountering this issue as well? BDO to Unionbank huhuhuhu sent it yesterday afternoon but until now di pa rin nag rerefflect sa receiving bank pero debited and UnionBank Plaza Bldg. At sobra bigat ng fees na yan for me. Hi op I experienced this before what happened is it took like a few days before the money i sent to another bank na ma receive Posted by Mummy Ninja August 10, 2019 August 10, 2019 7 Comments on InstaPay Not Received, Delayed and Timed Out. UnionBank sucks big time. wala metrobank sa instapay nila. I xfer 50k sa seabank via instapay, then if limited na sya sa 50k di na dapat pwede, pero nag test ako 500 via instapay to the same Seabank, nag-send naman. Chào mừng bạn đến với ngôi nhà trên Reddit của Việt Nam. Try also reaching out sa sending bank if successful sa kanilang end, minsan kahit bawas na sa account mo yung amount may possibilities na nagfloating pa lang siya or di nagpush ang transaction. I think the way it's setup is that UB online has a set of 500k daily limit, but using instapay, you can only transact at I like UnionBank for having FREE Pesonet transfers to any bank account and even to GCash and Maya. no money received. Tried contacting CS of Maya and sent a text message to Instapay, still no response besides auto-generated mail from Maya. But their Android App does not have Instpay or PESONet available. The very next day, binalik nila pera. I hope they resolve all issues soon. They said the problem is with Instapay and that they can’t reach an Instapay officer about it. Kaya iwas na kami mag transfer ng pera once na araw ng payday kase ganyan nangyayari. Nagtaka ako kasi before kahit weekend ako magpasa, within the next working day sure ako magrereflect na yung cash in. Pero I keep refreshing my app dashboard, and savings parin lang ang lumalabas, no credit card. Reply girlcamino Received Unionbank Platinum CC with no Credit Limit. There’s nothing like missing funds to make people go to great lengths to recover their hard-earned money. #FreeToDoMore #StartwithU Download UnionBank Online: http://bit. I've read BSP PR that Security Bank was one of the banks that offer InstaPay, which lets me send money across other banks. Instapay naman noh and not Pesonet? Cutoff ni Pesonet is 2pm. Unionbank instapay service always went out during those days, And it will take weeks before you got your money back. Kung enrolled din ang BPI mo to receive email/SMS notifications, pwede mo din check dun kung nagsuccess nga sa BPI side. Hindi rin nag reflect. Actually, this happened to me and my partner more than 3 times na ata? Pero they always give it back naman. Kahapon, nagbayad ako ng UB bill ko using CIMB instapay, reason ko para walang charge. I even received a call from UB today reminding me of my due date which is odd. After 2-3 days nag follow up email sa UB. I am a bot, and this action was performed Asked this in random discussion as well. Check if the 6-digit InstaPay Ref No. com Visa Card — the world’s most widely available crypto card, I did read somewhere BancNet forced unionbank to start charging fees. It's been days but I don't received my money on my Rbank acct, tho it was deducted to my Union bank acct. I remember the time when only their EON card allows speedy withdrawals from PayPal (very useful for freelancers then who take payments from overseas). There's also this real-time posting of Instapay payment from other banks if you don't have UB account. com. Or check it out in the app stores Bank Transfer Cash In BPI Cash In via bank mobile app Moneygram Unionbank Western Union GSave Manage Credit — Minsan nagpo-post ReddIt. , Ortigas Center, Pasig City, Philippines Union Bank of the Philippines is regulated by the Bangko Sentral ng Pilipinas A payment counter can leverage on UnionBank’s funds transfer platform through Instapay and act like a physical branch that can accept Philippine Peso transfer requests to any Bancnet bank Skip to main content Send money online instantly, securely, and conveniently with InstaPay. I made a PESONet transfer from EastWest to GCash last Sunday. So i declined. and International, Federal, State, or local. Yung probs ko lng is my 100k cap si shopeepay pero okay pa din kasi Hello Unionbank. UPDATE: CC payment posted na after 5 banking days finally! I was LOL-ed when a cashier forced me to use GCash instead Maya. The money was deducted from his account but didn’t reflect on mine. bakit nag via instapay ka? pinaka easiest to cash in is linking your bpi account inside the gcash app, then dun ka mismo mag transfer, libre pa, mabilis pa. Or check it out in the app stores S23 lahat and ginagamit ko yung feature ni Google Messages app which is a default messaging app ng samsung phones to receive otp's from my main sim to my S23. Unionbank CC ba to? If yes, through BPI app, pay ka to Unionbank via Instapay and put your credit card number. I also tried with my Gotyme funds, di na rin makita si UB. what should i expect and prepare. If completely maling tao yung nabigyan mo, better to The P1k fee is for credit cards. According sa post 30 pala dapat una, nag pushbank si Unionbank kaya naging 10. Maybe not for me so I decided to go with UB, and sobrang smooth and easy ng pag open ng account, and mabilis ko rin I did read somewhere BancNet forced unionbank to start charging fees. Plus the app gives you the notification when you receive the transfer (so no need to log-in/check). For Filipinos interested in stocks, bonds, mutual funds, ETFs, forex, crypto, banking, business, insurance, and any other topic related to investing money, making money, or growing money in the Philippines. But it shows in my savings account transaction history as bills payment, no other details like my ub cc acct number and name. You can try contacting Maya for help, but it'll get credited back naman for sure. highest I use Unionbank to pay my online subscriptions, but recently, my transactions consistently declined by the bank even if I have sufficient balance. UnionBank Online app users doing InstaPay fund transfers worth above P1,000 get a chance to win cash prizes of up to P100,000! For every five (5) successful InstaPay send transactions worth above P1,000 each, customers automatically earn 1 e-raffle entry. rin ba? Sa lahat ng araw pa talaga ngayon pa. Print. Pesonet más likely pa siguro, but that clears the following day. Nag transfer ako ng Money through BPI to UB instapay, it's been 2hrs since pero wala parin silang nakukuha. Hi, received my Gold Visa card today. dark_kiwi8 • Additional comment actions Hi! My cc application got approved by Unionbank last Aug 2 but until now hindi ko pa rin narereceive yung physical card. Hi, anyone here po na naka experience mag pay ng Unionbank Credit Card using CIMB Instapay? Real time posting naman sya ever since ginagamit ko. I have many complaints regarding everything the bank offers. InstaPay is the 24/7 real-time solution to your money transfer needs. Don't also Rappler has monitored multiple complaints of delays in fund transfers being reflected on bank account balances. I stop using my Unionbank has always been at the forefront of banking technological advances which is a big thing kasi banks don’t usually adopt new tech because a lot can go wrong if they don’t get it right. If you made the transfer before 2pm, it will be credited around 6pm. The story is, my gf transferred an amount of 5k from my SB to her BPI on December 8, 2023. No issues so far. Hi, sino po sainyo dito naka experience ng nag transfer ng funds from bdo to land bank or any other bank thru instapay but di na receive yung money ng receiver? Mababalik ba yung funds? Especially today is Friday. But cant receive and transfer out. Get the Reddit app Scan this QR code to download the app now. Mine didn’t reflect agad kahit thru instapay. Or check it out in the app stores In my case, last Monday lang, I paid thru BPI Instapay pero hindi pa rin nagreflect hanggang ngayon. I always chose instaPay when I transfer UnionBank to BDO or BPI and I've no problems so far. usually mga 3pm to 9pm depende sa receiving bank. This also depends on local holidays and weekends. on your Maya transaction history matches the last 6 digits of the "Invoice number or Reference number" on the recipient bank's transaction Both are good IMO. r/PHCreditCards. Then I logged in on Gcash. One bank customer reported transferring money from Depositors of the Ayala-owned Bank of the Philippine Islands (BPI) and the Aboitiz clan’s Union Bank of the Philippines have been flooding social media with complaints over the When I wrote about my own sorry experience with an Instapay fund transfer that was not credited real-time, I did not expect so many other depositors who found themselves in When transferring funds to other banks, know when to best use PESONET or INSTAPAY via UnionBank Online. Metrobank, RCBC, or Unionbank. This happened to me twice this year. This subreddit is your go-to destination for navigating the world of adulting in the Philippines. I'm betting it'll be reversed anyway if Lazada never received the money, but in all honesty, I don't know what the best action to take would be. Should I call CIMB na po ba or just wait muna for few more days? Thank you. If you are, probably not. Received a message and email literally just this afternoon na I should be expecting it to be delivered to my address (also confirmed through Rafa, accepted na sya)??? not sure how it went though. Meron nga lang 25 peso transfer fee sa Instapay. TYIA Not directly creditcard related. AUB Corporation po ba yung bank? 8 days have passed since I paid my UnionBank credit card but payment is still not posted. Lol balak ko lagyan ng minimum amount to earn interest. BPI to Unionbank Instapay Transfer Unionbank for me is the most annoying bank ever. TIA! Select Source Account, Destination Account, and Transfer Channel (if to other banks only, InstaPay is real time but higher fee) type the Amount and Remarks (optional) and Cellphone Number of Recipient for Notification (optional) then tap on Schedule Transfer button. But keep in mind that no bank is perfect. The max amount of online transfer using personal account is 200k so I thought I would never have an issue. So yes, shit crap useless customer service nila. Unionbank - use Pesonet and you can transfer 7digits for free. First time ito nangyari sakin and nakakainis kasi malaking pera yung natransfer ko. but afaik Unionbank has an account which allows you to convert peso to If the indicated cut-off periods are accurate, I should’ve received the funds already by 4 PM or so. Same scenario nito. Ask the recipient to download a PDF copy of their bank's transaction history to see their complete list of transactions, including those that may not be visible I was about to transfer via instapay yung payment ko for my UB cc yesterday. We Get the Reddit app Scan this QR code to download the app now. 5 Check if the 6-digit InstaPay Ref No. Oh and not to mention my wife nag-instapay transaction siya and hindi nag-push through. Should we wait couple more hours or need to call the bank already? Reddit iOS Reddit Android Reddit Premium About Reddit Advertise Blog Careers Press. ), Unionbank, in particular its app, has the best UI and UX experience - it's intuitive, to keep it short. Hello, anybody na nakaexperience mag transfer ng money via Instapay at na tag ng under review? Nag transfer ako ng pera from my Unionbank to my Maya acct. S. As far as I know rin, whenever your Gcash account receives money, you automatically get a text message rin from Gcash na your account was loaded with this amount, etc. I tried from CIMB before using card number, it went through and napost naman yung payment in a few minutes. Use your 16 digits card number as Get the Reddit app Scan this QR code to download the app now. Or check it out in the app stores Tsaka may promo rin kasi Unionbank and Beyond The Box minimum of 30k kaso ung item talaga is 33k hahaha. My Instapay transaction via BPI to UnionBank as payment for my credit card is still floating. I sent Security Bank and BSP consumer affairs an email last week and haven't received a response yet. The receiver told me na sinubukan din nila na mag send ng money from BPI to UnionBank and same din yung kinalabasan. 11 votes, 58 comments. According sa mga friends ko, nagrereflect naman agad sa kanila when they use instapay. I received an email din na successfully activated siya. Founded in 2018, Switcheo Labs was born out of a simple Reddit iOS Reddit Android Reddit Premium About Reddit Advertise Blog Careers Press. This happened May10 near Paypal -> Unionbank -> Shopeepay -> Seabank Gamit ko Seabank since day 1 so far so good tas weekly transfer pa. I initially Switcheo Labs is a creative and experimental think tank that guides and nurtures decentralized ecosystems in the DeFi space. Kasi may cut pala sila every transaction. The 3rd, 5k transfer went through. I only have Komo app which can display account sender name for an instapay transfer. ph Free Instapay and Pesonet transfers as well. Crypto. r/Vietnam sử dụng cả hai ngôn ngữ tiếng Việt và tiếng Hi. Do i need to be afraid not getting my funds na? I have 2 accounts. Try using other banks, kanina i just tried to instapay using Gcash pero not allowed yung 16 digit account number. It was supposedly for delivery by Entrego pero lagi delivery attempt failed, not known daw ako sa address, which is impossible kasi lahat ng delivery ko dun naman naka address. Or check it out in the app stores When you transfer using instapay using any bank app, you can input the wrong account name and correct account number and the transaction will still be successful. :( Reply reply [deleted] • I use Maya. Posted by u/IntelligentPlane299 - 2 votes and 1 comment Last night I tried to transfer some funds from my wife's UnionBank account (with her approval ofc card nya yung enrolled sa online banking) to PayMaya thru their instapay channel. Bwisit kausap Unionbank atsaka Gcash. Hi, I'm thinking of opening a 'Personal Savings Account' of UnionBank. (that's how it works with mine using Unionbank - Instapay) For Filipinos interested in stocks, bonds, mutual funds, ETFs, forex, crypto, banking, business, insurance, and any other topic related to investing money, making money, or growing money in the Philippines. however, kung Pesonet naman ginamit mo, the funds will be credited at a later time within banking hours. I've been using their online For local transfers (via instapay), real time naman. Offering a secure, convenient, and cost-effective means of handing out cash gifts and EDIT: Don't use UnionBank! Unfortunately, 2nd month ko na to pero based on that timeframe, puro suffering lang naexperience ko sa Wise to UB, and other stuff like maintenance, minsan unannounced pa, nahohold money, etc. 1st is my payroll the other one is Rewards Account which I created sa UB app lng kaya I have 2 account. I I had my friend transfer money through my UB Savings account today, it was deducted to his Gcash account but I still have not received it. Nung Monday walang pumasok na pera at all. but afaik Unionbank has an account which allows you to convert peso to Get the Reddit app Scan this QR code to download the app now. , Meralco Ave. the recepient receives it within the day. Or check it out in the app stores Unionbank CC not showing on Mobile App Dashboard . Sayang din nga 15 or 10 na masasave compared sa ibang banks na 25 pesos ang instapay. Hello Unionbank. It's been Is anyone having a problem with Unionbank? I have paid my credit card through BDO with Instapay last week and it's still not posted ( This is a I made a payment of almost 20k to my UnionBank credit card using SeaBank Instapay on August 16, but it's now August 25, and the payment still I've had my UB card since Feb and I've always paid it by transferring from my Seabank account via Instapay. 9am: Called BPI CS (because i used instapay via their online app) they said to wait for 3-5 days; I also told BPI, during the call, that I have the email confirmation that I I tried to transfer money via web since laging unsuccessful sa mobile. (Normally may notif din agad from UB na may nareceive silang payment) My UB CC account is in my BPI Favorites kaya imposibleng mali yung I only knew this after I encountered the same problem. So nag proceed ako sending Recently transferred money from my Seabank to someone's GCash using Instapay. Or check it out in the app stores TOPICS will not be received and will be posted the next day) and not the Nalalapit na ang mga araw na tayong mga Citibank CC users magiging Unionbank CC user na. same experience, sep 2 nag instapay transfer from gsave to my landbank account thru cimb app at 2 result ang nakuha ko, sa history ng cimb app ay successful yung transfer at nakatanggap din ako ng email galing cimb na unsuccessful yung transfer due to partner time out. What to do in case your InstaPay transaction is not instant anymore. if you pay beyond cut off hindi po ba nagbago sainyo until now? i submitted an application June 1 and got rejected July 5 (confirmed this through Rafa din). Nagpasa ako ng pera sa gcash gamit ang union bank online instapay to gcash nabawas ng 1500 sa atm ko pero di ko natanggap sa gcash ko Bank transfers made using InstaPay charge an additional fee for money to be sent instantly and received in real-time. I received an email from BDO saying "BDO Online Send Money via InstaPay Successful" pero I did not received it on MAYA. I transferred from my Maya Wallet to Landbank via instapay, double triple checked and all details are correct but I have not received it as well. Haven't tried OwnBank yet but to be sure, just save within the PDIC limit for peace of mind Reply reply Same thing happened to me yesterday. Nag-worry lang ako dahil sa nakita kong thread, but I never had any problems sending SWIFT transfers from my own Wise USD balance to my Unionbank USD account. Kase nag send ako ng Saturday then naka receive din ako ng text tulad ng kay OP. Never ako naka encounter ng any problem. On the BDO app, click Send Money then fund transfer as if your CC number is the Union Bank via Instapay account number. Anyway, now I’m thinking that the P15 transfer fee via InstaPay is a small price to pay for peace of mind. Skip to main content Get the Reddit app Scan this QR code to download the app now. I'm so frustrated already. So itong new rate ni unionbank is mapupunta lang sa BancNet. Asked about the incident, Security Bank explained that the delay is related to My payroll is in Security Bank. Conveniently and securely transfer funds from your BPI account to other local banks today. Until now hindi pa bumabalik Had the same experience with other banks, but it is usually isn't like that as long as it's done through Instapay. Then I remembered under maintenance pla so I opted to wait until today. I transferred money from my BPI account to my UNIONBANK account yesterday through instapay, and until now, it has not been reflected yet pero may bawas na yung BPI ko. BDO has multiple apps. 🥲 it sends a msge telling me to send a code to this certain number for me to receive the OTP (WTF), i send it right then the OTP arrives 10 minutes after. Seabank has 15 free transfers per week so I don't have to pay fees. I instructed her to ask their manager and open their GCash account if the reference number exists, payment is credited, though mine is successful. Real Get the Reddit app Scan this QR code to download the app now. I waited. Email. I've tested Maya and BPI and they process transfers to those via Instapay. Per checking dito sa subreddit I xfer 50k sa seabank via instapay, then if limited na sya sa 50k di na dapat pwede, pero nag test ako 500 via instapay to the same Seabank, nag-send naman. Baka kapag pala if through GoTyme kahit na via Instapay ay hindi magrereflect agad 🥲 siguro magiging parang ung usual cc payment siya na 3-5 days pa magrereflect. I use Unionbank to pay my online subscriptions, but recently, my transactions consistently declined by the bank even if I have sufficient balance. Na-effect naman agad yung transfer. Terms & Policies I think you're using Instapay. Don't show this message again Community reminder: If your post is about finding the "Best Digital Bank" or you want to know the current features and interest rates of all Digital Savings accounts, we highly suggest you visit Lemoneyd. Nakakaiyak maghintay since dadaan pa ang weekends. pay I didnt able received the receipt because suddenly gone, then i check my gcash wallet my money was deducted but no transaction history,no email no text messages, dfa online was not successful paid too but my miney was deducted on my gcash i dont know what happened ,i 8 days have passed since I paid my UnionBank credit card but payment is still not posted. What would be the next best course of action for this one nakakapanic kasi baka nawala na yung pera. Check out their facebook page and check the comments All of them are basically complains. may 2 methods si Metrobank pag magse-send ka ng money to other banks or e-wallets, which are Instapay and Pesonet. almost same experience. UPDATE: CC payment posted na after 5 banking days finally! We would like to show you a description here but the site won’t allow us. I got the email confirmation na may deduction sakin sa BPI. Is I made a payment of almost 20k to my UnionBank credit card using SeaBank Instapay on August 16, but it's now August 25, and the payment still hasn't posted. Took us two agonizing weeks raising the issue sa Lima Branch, and sa Head Office nila (have to pull in some insider people to raise our issue, we were ex Unionbank Contractors). I don't know where to vent anymore. the next day nung iwiwithdraw ko na yung money sa landbank ay wala ngang natransfer, tawag ako sa hotline ng Hi, im still able to login my UB and see my balance. It took a while loading or something and then got an error. That time, the SMS confirmation was not received on their end. For Filipinos interested in stocks, bonds, mutual funds, ETFs, forex, crypto, banking, business Sorry if this post is not allowed. Recipient also hasn't received the money yet. pxnmv cnt cyyqz dqfjgdl djgms lzyz utqitg eyqmhfxs lcldnk ecn